:root {
  color-scheme: light;
  --ink: #17252d;
  --ink-2: #23333a;
  --paper: #f5f3ee;
  --cream: #e7e2d7;
  --white: #fffdf9;
  --muted: #59676b;
  --rule: #d5d3ca;
  --brass: #b99766;
  --brass-light: #dfc9a3;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font: 16px/1.6 Arial, Helvetica, sans-serif; -webkit-font-smoothing: antialiased; }
img { display: block; max-width: 100%; }
a { color: inherit; }
a:focus-visible, button:focus-visible { outline: 2px solid var(--brass); outline-offset: 5px; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { font-family: Georgia, "Times New Roman", serif; font-weight: 400; }
.container { width: min(100% - clamp(40px, 8.7vw, 152px), 1376px); margin-inline: auto; }
.site-header { position: sticky; top: 0; z-index: 10; background: var(--ink); color: var(--white); box-shadow: 0 1px 0 rgba(255,255,255,.12); }
.header-inner { min-height: 93px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: inline-flex; align-items: center; gap: 15px; text-decoration: none; min-width: 0; }
.brand img { width: 45px; height: 45px; object-fit: contain; flex: none; }
.brand-name { color: var(--white); font-size: 13px; line-height: 1.32; letter-spacing: .18em; text-transform: uppercase; font-weight: 700; }
.brand-name small { display: block; margin-top: 4px; color: #c5cccb; font-size: 11px; letter-spacing: .26em; font-weight: 400; }
.main-nav { display: flex; align-items: center; gap: clamp(18px, 2.4vw, 36px); }
.main-nav a { color: #e2e5e2; font-size: 12px; font-weight: 700; letter-spacing: .15em; text-transform: uppercase; text-decoration: none; transition: color .2s ease; }
.main-nav a:hover, .main-nav a[aria-current="page"] { color: var(--brass-light); }
.main-nav .nav-contact { color: var(--brass-light); border-bottom: 1px solid currentColor; padding-bottom: 6px; }
.eyebrow { margin-bottom: 23px; color: var(--brass); font-size: 12px; font-weight: 700; letter-spacing: .21em; text-transform: uppercase; }
.eyebrow:before { content: ""; display: inline-block; vertical-align: middle; width: 33px; height: 1px; margin-right: 14px; background: currentColor; }
.hero { background: var(--ink); color: var(--white); }
.hero-grid { position: relative; min-height: min(735px, calc(100svh - 93px)); display: flex; align-items: center; }
.hero-copy { position: relative; z-index: 1; width: min(66%, 850px); padding: clamp(90px, 10vw, 145px) 0; }
.hero h1 { max-width: 830px; margin-bottom: 30px; font-size: clamp(64px, 6.7vw, 106px); line-height: 1.015; letter-spacing: -.057em; }
.hero h1 em { font-weight: 400; color: var(--brass-light); }
.hero-lede { max-width: 610px; margin-bottom: 38px; color: #e0e4e1; font-size: clamp(18px, 1.5vw, 21px); line-height: 1.65; }
.hero-actions { display: flex; align-items: center; gap: 30px; flex-wrap: wrap; }
.text-link { color: var(--white); font-size: 13px; font-weight: 700; text-decoration-color: var(--brass-light); text-underline-offset: 9px; text-transform: uppercase; letter-spacing: .12em; }
.text-link:hover { color: var(--brass-light); }
.hero-media { position: absolute; inset: 0 calc((100vw - 100%)/-2); overflow: hidden; background: #475a5c; }
.hero-media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 45% center; }
.hero-media:after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, #17252d 1%, rgba(23,37,45,.94) 28%, rgba(23,37,45,.69) 54%, rgba(23,37,45,.15) 100%), linear-gradient(0deg, rgba(23,37,45,.3), transparent 32%); }
.hero-media-label { position: absolute; z-index: 1; bottom: 35px; right: 40px; color: #fff; text-shadow: 0 1px 8px rgba(0,0,0,.45); text-transform: uppercase; letter-spacing: .18em; font-size: 12px; font-weight: 700; }
.hero-media-label:before { content: ""; display: inline-block; width: 29px; height: 1px; vertical-align: middle; background: currentColor; margin-right: 11px; }
.button { display: inline-flex; align-items: center; justify-content: space-between; gap: 24px; align-self: flex-start; padding: 17px 19px 17px 22px; min-height: 55px; border: 1px solid var(--brass); color: var(--white); text-decoration: none; text-transform: uppercase; font-size: 12px; font-weight: 700; letter-spacing: .12em; transition: background .2s ease, color .2s ease; }
.button:after { content: "↗"; font-size: 18px; font-weight: 400; line-height: 1; }
.button:hover { background: var(--brass); color: var(--ink); }
.button.dark { color: var(--ink); }
.button.dark:hover { color: var(--ink); }
.hero-foot { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid rgba(255,255,255,.2); }
.hero-foot div { min-height: 86px; display: flex; align-items: center; gap: 16px; color: #d5dbd7; font-size: 13px; letter-spacing: .03em; }
.hero-foot div + div { border-left: 1px solid rgba(255,255,255,.2); padding-left: clamp(16px, 3vw, 45px); }
.hero-foot span { color: var(--brass-light); font: 20px Georgia, serif; }
.section { padding-block: clamp(85px, 10vw, 145px); }
.section-head { display: grid; grid-template-columns: minmax(160px, .45fr) minmax(0, 1.55fr); gap: clamp(32px, 6vw, 95px); }
.section-number { padding-top: 11px; color: #795632; font-size: 12px; font-weight: 700; letter-spacing: .17em; text-transform: uppercase; }
.section-number:after { content: ""; display: block; width: 43px; height: 1px; margin-top: 21px; background: currentColor; }
.intro h2 { max-width: 920px; margin-bottom: 28px; font-size: clamp(38px, 4.45vw, 70px); line-height: 1.13; letter-spacing: -.042em; }
.intro p { max-width: 755px; color: var(--muted); font-size: 18px; line-height: 1.75; margin-bottom: 0; }
.private-home { padding-block: clamp(75px, 8vw, 116px); background: #24353c; color: var(--white); }
.private-home-grid { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(280px, .75fr); gap: clamp(34px, 7vw, 100px); align-items: end; }
.private-home h2 { margin: 0; font-size: clamp(40px, 4.6vw, 70px); line-height: 1.1; letter-spacing: -.045em; }
.private-home-grid > div:last-child p { max-width: 540px; margin: 0 0 27px; color: #d8dfdb; font-size: 18px; line-height: 1.72; }
.platform-section { scroll-margin-top: 110px; background: #e9e7df; padding-block: clamp(85px, 9vw, 128px) clamp(90px, 10vw, 145px); }
.platform-heading { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(250px, .55fr); align-items: end; gap: clamp(35px, 7vw, 110px); margin-bottom: 55px; }
.platform-heading .eyebrow { color: #795632; }
.platform-heading h2 { margin: 0; font-size: clamp(44px, 5vw, 77px); line-height: 1.1; letter-spacing: -.047em; }
.platform-heading h2 em { color: #8b653c; font-weight: 400; }
.platform-heading p:not(.eyebrow) { margin: 0 0 7px; color: var(--muted); font-size: 17px; line-height: 1.7; }
.platform-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 12px; }
.platform-card { display: flex; flex-direction: column; min-height: 435px; padding: clamp(28px, 3vw, 45px); background: var(--white); border-top: 4px solid var(--ink); }
.platform-index { color: #795632; font-size: 13px; font-weight: 700; letter-spacing: .13em; }
.platform-card h3 { margin: 58px 0 20px; font-size: clamp(32px, 3vw, 47px); line-height: 1.12; letter-spacing: -.037em; }
.platform-card p { max-width: 335px; margin: 0 0 35px; color: var(--muted); font-size: 16px; line-height: 1.65; }
.platform-card a { display: flex; justify-content: space-between; gap: 16px; align-items: center; margin-top: auto; padding-top: 19px; border-top: 1px solid var(--rule); text-decoration: none; text-transform: uppercase; font-size: 13px; font-weight: 700; letter-spacing: .1em; }
.platform-card a:hover { color: #795632; }
.platform-card a span { font-size: 21px; font-weight: 400; }
.focus { scroll-margin-top: 110px; }
.focus { background: var(--cream); }
.focus .eyebrow, .method .eyebrow { color: #795632; }
.focus-top { display: flex; align-items: end; justify-content: space-between; gap: 28px; margin-bottom: 50px; }
.focus h2, .method h2 { max-width: 760px; margin: 0; font-size: clamp(43px, 4.7vw, 70px); line-height: 1.12; letter-spacing: -.043em; }
.focus-top p { max-width: 335px; margin: 0 0 8px; color: var(--muted); font-size: 16px; line-height: 1.7; }
.focus-grid { display: grid; grid-template-columns: repeat(6, minmax(0,1fr)); border-top: 1px solid var(--ink); }
.focus-card { grid-column: span 2; min-height: 255px; padding: 28px 30px 27px 0; border-bottom: 1px solid #c8c6bd; }
.focus-card:nth-child(3n+2), .focus-card:nth-child(3n+3) { padding-left: 30px; border-left: 1px solid #c8c6bd; }
.focus-card:nth-child(4) { grid-column: span 3; }
.focus-card:nth-child(5) { grid-column: span 3; padding-left: 30px; border-left: 1px solid #c8c6bd; }
.focus-card .num { color: #795632; font-size: 13px; font-weight: 700; letter-spacing: .12em; }
.focus-card h3 { margin: 42px 0 10px; font-size: clamp(25px, 2.3vw, 34px); letter-spacing: -.028em; line-height: 1.18; }
.focus-card p { max-width: 360px; margin: 0; color: var(--muted); font-size: 16px; line-height: 1.6; }
.focus-cta { display: inline-flex; align-items: center; gap: 14px; margin-top: 40px; color: var(--ink); text-decoration: none; text-transform: uppercase; font-size: 12px; font-weight: 700; letter-spacing: .14em; border-bottom: 1px solid var(--ink); padding-bottom: 11px; }
.focus-cta:after { content: "↗"; font-size: 19px; font-weight: 400; }
.focus-cta:hover { color: #8b653c; border-color: currentColor; }
.method { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); min-height: 620px; background: var(--paper); }
.method-media { position: relative; overflow: hidden; background: #c6b69e; }
.method-media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center; }
.method-copy { padding: clamp(70px, 8vw, 125px) clamp(36px, 6.5vw, 104px); display: flex; flex-direction: column; justify-content: center; }
.method h2 { margin-bottom: 25px; }
.method p:not(.eyebrow) { max-width: 535px; margin: 0; color: var(--muted); font-size: 18px; line-height: 1.75; }
.method-list { display: grid; gap: 0; margin-top: 36px; border-top: 1px solid var(--rule); }
.method-list div { display: flex; gap: 18px; align-items: baseline; padding: 15px 0; border-bottom: 1px solid var(--rule); font-size: 15px; font-weight: 700; }
.method-list span { color: #795632; font: 18px Georgia, serif; }
.contact-section { background: var(--ink); color: var(--white); padding-block: clamp(80px, 9vw, 135px); }
.contact-grid { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); align-items: end; gap: 60px; }
.contact-section h2 { max-width: 800px; margin-bottom: 0; font-size: clamp(45px, 5vw, 76px); line-height: 1.1; letter-spacing: -.045em; }
.contact-right { justify-self: end; max-width: 480px; }
.contact-right p { margin-bottom: 27px; color: #d0d7d4; font-size: 18px; line-height: 1.7; }
.email-link { display: inline-block; max-width: 100%; color: var(--brass-light); font-size: clamp(15px, 1.6vw, 19px); text-underline-offset: 9px; overflow-wrap: anywhere; }
.email-link:hover { color: var(--white); }
.market-section { scroll-margin-top: 110px; padding-block: clamp(80px, 9vw, 120px); background: #e9e7df; }
.market-heading { display: flex; align-items: end; justify-content: space-between; gap: 36px; margin-bottom: 39px; }
.market-heading .eyebrow { color: #795632; }
.market-heading h2 { margin: 0; font-size: clamp(43px, 4.8vw, 72px); line-height: 1.1; letter-spacing: -.045em; }
.market-heading > p { max-width: 400px; margin: 0 0 5px; color: var(--muted); font-size: 17px; line-height: 1.7; }
.rate-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; }
.rate-card { min-width: 0; padding: clamp(24px, 3vw, 38px); border-top: 3px solid var(--brass); background: var(--white); }
.rate-card-head > span { color: #795632; font-size: 12px; font-weight: 700; letter-spacing: .14em; }
.rate-card-head h3 { margin: 16px 0 8px; font-size: clamp(30px, 2.8vw, 42px); line-height: 1.15; letter-spacing: -.03em; }
.rate-card-head p { min-height: 52px; margin: 0 0 24px; color: var(--muted); font-size: 15px; line-height: 1.6; }
.rate-widget { height: 350px; }
.rate-widget .tradingview-widget-container__widget { height: 325px; }
.treasury-monitor { min-height: 350px; padding: 19px; border: 1px solid #dedbd2; background: #f7f7f3; }
.treasury-head { display: flex; justify-content: space-between; align-items: center; gap: 15px; padding-bottom: 19px; border-bottom: 1px solid #dedbd2; }
.treasury-asof { color: #415459; font-size: 13px; font-weight: 700; line-height: 1.4; }
.treasury-head button { flex: none; padding: 8px 11px; border: 1px solid #aa8d62; border-radius: 0; background: transparent; color: #5e492f; font: inherit; font-size: 12px; font-weight: 700; cursor: pointer; }
.treasury-head button:hover, .treasury-head button:focus-visible { background: #eee7dc; }
.treasury-head button:disabled { opacity: .5; cursor: wait; }
.treasury-rates { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 9px; padding-top: 19px; }
.treasury-tenor { min-width: 0; padding: 12px 10px 7px; border-left: 2px solid var(--brass); background: #fff; }
.treasury-tenor-label { display: block; color: #415459; font-size: 13px; font-weight: 700; }
.treasury-tenor strong { display: block; margin-top: 7px; color: var(--ink); font-size: clamp(25px, 2.6vw, 34px); font-weight: 600; letter-spacing: -.04em; white-space: nowrap; }
.treasury-tenor small { display: block; min-height: 34px; margin-top: 5px; color: #5b6b6e; font-size: 11px; line-height: 1.3; }
.treasury-tenor small.up { color: #996033; }
.treasury-tenor small.down { color: #35766a; }
.treasury-spark { display: block; width: 100%; height: 40px; margin-top: 7px; overflow: visible; }
.treasury-spark line { stroke: #e3e7e4; stroke-width: 1; }
.treasury-spark polyline { fill: none; stroke: #ab8754; stroke-width: 2.5; vector-effect: non-scaling-stroke; }
.treasury-pending { grid-column: 1 / -1; min-height: 160px; margin: 0; padding: 45px 8px; color: #415459; font-size: 16px; }
.treasury-credit { margin: 16px 0 0; color: #5b6b6e; font-size: 12px; line-height: 1.5; }
.tradingview-widget-copyright { margin-top: 5px; color: var(--muted); font-size: 11px; line-height: 1.4; }
.tradingview-widget-copyright a { text-underline-offset: 3px; }
.mortgage-chart { width: 100%; height: 350px; overflow: hidden; background: #fff; }
.mortgage-chart iframe { display: block; width: 100%; height: 350px; border: 0; }
.rate-source { display: inline-flex; justify-content: space-between; gap: 18px; width: 100%; margin-top: 16px; padding-top: 13px; border-top: 1px solid var(--rule); text-decoration: none; text-transform: uppercase; font-size: 12px; font-weight: 700; letter-spacing: .07em; }
.rate-source:hover { color: #795632; }
.market-disclosure { margin: 21px 0 0; color: var(--muted); font-size: 13px; line-height: 1.6; }
.ticker-strip { padding-top: 21px; background: #101c22; color: var(--white); border-top: 1px solid rgba(255,255,255,.15); }
.ticker-heading { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; margin-bottom: 15px; color: var(--brass-light); font-size: 12px; font-weight: 700; letter-spacing: .15em; text-transform: uppercase; }
.ticker-heading small { margin-left: 15px; color: #b5c0bf; font-size: 11px; font-weight: 400; letter-spacing: .03em; text-transform: none; }
.ticker-heading a { color: var(--brass-light); text-decoration: none; white-space: nowrap; font-size: 11px; letter-spacing: .08em; }
.ticker-heading a:hover { text-decoration: underline; text-underline-offset: 4px; }
.ticker-widget { min-height: 79px; }
.ticker-widget .tradingview-widget-copyright { margin: 3px 0 0; padding: 0 0 9px; color: #aeb9b8; text-align: right; }
.ticker-widget .tradingview-widget-copyright a { color: #d5ded9; }
.global-ticker-heading { margin-top: 19px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.18); }
.global-ticker-widget { padding-bottom: 8px; }
.market-dashboard { padding: 12px; background: var(--white); border-top: 3px solid var(--brass); }
.world-overview-widget { width: 100%; height: 670px; }
.world-overview-widget .tradingview-widget-container__widget { height: 640px; }
.world-overview-widget .tradingview-widget-copyright { margin: 5px 11px; }
.market-dashboard-note { max-width: 950px; }
.live-reference { margin-top: 42px; padding: clamp(26px, 4vw, 48px); background: var(--ink); color: var(--white); }
.live-reference > div:first-child { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr); gap: 12px 55px; align-items: end; margin-bottom: 25px; }
.live-reference > div:first-child span { grid-column: 1 / -1; color: var(--brass-light); font-size: 12px; font-weight: 700; letter-spacing: .13em; }
.live-reference h3 { margin: 0; font-size: clamp(30px, 3vw, 46px); line-height: 1.17; letter-spacing: -.035em; }
.live-reference p { max-width: 570px; margin: 0; color: #d0d7d4; line-height: 1.7; }
.live-reference .ticker-widget .tradingview-widget-copyright { text-align: left; }
.global-rates-intro { max-width: 850px; margin: -12px 0 34px; color: var(--muted); font-size: 18px; line-height: 1.7; }
#global-rates { scroll-margin-top: 110px; }
.global-treasury-panel { margin: 0 0 47px; padding: clamp(24px, 3vw, 38px); border-top: 3px solid var(--brass); background: var(--white); }
.global-treasury-panel h3 { margin: 0 0 9px; font-size: clamp(28px, 3vw, 40px); font-weight: 500; letter-spacing: -.03em; }
.global-treasury-panel > p { max-width: 750px; margin: 0 0 23px; color: var(--muted); line-height: 1.6; }
.global-treasury-panel .treasury-monitor { min-height: 270px; }
.regional-yields-title { margin: 0 0 20px; font-size: clamp(26px, 3vw, 38px); font-weight: 500; letter-spacing: -.03em; }
.global-rates-widget { width: 100%; height: 530px; }
.global-rates-widget .tradingview-widget-container__widget { height: 500px; }
.global-rates-widget .tradingview-widget-copyright { margin: 5px 11px; }
.site-footer { background: #101c22; color: #b5c0bf; }
.footer-inner { min-height: 136px; display: flex; align-items: center; justify-content: space-between; gap: 30px; font-size: 13px; line-height: 1.6; }
.footer-brand { display: flex; align-items: center; gap: 13px; color: var(--white); letter-spacing: .13em; text-transform: uppercase; font-weight: 700; }
.footer-brand img { width: 35px; height: 35px; }
.footer-links { display: flex; flex-wrap: wrap; gap: 10px 20px; max-width: 420px; }
.footer-links a { color: #d4dcda; font-size: 12px; text-decoration: none; }
.footer-links a:hover { color: var(--brass-light); text-decoration: underline; text-underline-offset: 4px; }
.footer-small { text-align: right; }
.footer-small span { display: block; }
.subhero { background: var(--ink); color: var(--white); padding-block: clamp(90px, 10vw, 150px) clamp(85px, 9vw, 125px); }
.subhero-grid { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(0, .7fr); align-items: end; gap: 60px; }
.subhero h1 { max-width: 970px; margin: 0; font-size: clamp(57px, 6.2vw, 100px); line-height: 1.04; letter-spacing: -.052em; }
.subhero h1 em { color: var(--brass-light); font-weight: 400; }
.subhero p:last-child { max-width: 375px; margin: 0 0 10px; color: #d0d7d4; font-size: 18px; line-height: 1.7; }
.services-intro { padding-block: 90px 80px; border-bottom: 1px solid var(--rule); }
.services-intro p { max-width: 980px; margin: 0; font: 29px/1.48 Georgia, "Times New Roman", serif; letter-spacing: -.02em; }
.service-list { padding-bottom: 100px; }
.service-row { display: grid; grid-template-columns: minmax(200px, .45fr) minmax(0, 1.05fr) minmax(0, .75fr); gap: clamp(24px, 5vw, 78px); padding-block: 55px; border-bottom: 1px solid var(--rule); scroll-margin-top: 110px; }
.service-row .num { padding-top: 9px; color: #795632; font-size: 12px; font-weight: 700; letter-spacing: .16em; }
.service-row h2 { margin: 0; font-size: clamp(32px, 3.3vw, 49px); line-height: 1.16; letter-spacing: -.035em; }
.service-row p { margin: 0; color: var(--muted); font-size: 17px; line-height: 1.7; }
.service-row ul { margin: 17px 0 0; padding-left: 20px; color: var(--muted); font-size: 16px; line-height: 1.75; }
.services-note { background: var(--cream); }
.services-note-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, .7fr); gap: 60px; align-items: center; }
.services-note h2 { max-width: 650px; margin: 0; font-size: clamp(39px, 4vw, 61px); line-height: 1.13; letter-spacing: -.04em; }
.services-note p { max-width: 500px; margin: 0; color: var(--muted); font-size: 18px; line-height: 1.7; }
.news-preview { background: var(--paper); }
.news-heading { display: flex; justify-content: space-between; align-items: end; gap: 32px; margin-bottom: 46px; }
.news-heading .eyebrow { color: #795632; }
.news-heading h2 { margin: 0; font-size: clamp(42px, 4.8vw, 72px); line-height: 1.1; letter-spacing: -.045em; }
.news-heading h2 em { color: #8b653c; font-weight: 400; }
.news-heading .focus-cta { margin: 0 0 10px; flex: none; }
.news-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; }
.news-card, .news-feature { display: flex; flex-direction: column; background: var(--white); border-top: 3px solid var(--brass); padding: clamp(27px, 3vw, 43px); }
.news-card { min-height: 370px; }
.news-meta { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 8px 16px; margin: 0; color: #795632; font-size: 12px; font-weight: 700; letter-spacing: .1em; }
.news-meta time { white-space: nowrap; }
.news-card h3, .news-feature h3 { margin: 44px 0 16px; font-size: clamp(29px, 2.6vw, 39px); line-height: 1.18; letter-spacing: -.035em; }
.news-card h3 a, .news-feature h3 a { text-decoration: none; }
.news-card h3 a:hover, .news-feature h3 a:hover { text-decoration: underline; text-decoration-color: var(--brass); text-underline-offset: 6px; }
.news-card > p:not(.news-meta), .news-feature > p:not(.news-meta) { margin: 0 0 30px; color: var(--muted); font-size: 16px; line-height: 1.65; }
.source-link { display: inline-flex; justify-content: space-between; align-items: center; gap: 18px; margin-top: auto; padding-top: 18px; border-top: 1px solid var(--rule); text-decoration: none; text-transform: uppercase; font-size: 12px; font-weight: 700; letter-spacing: .1em; }
.source-link:hover { color: #795632; }
.source-link span { font-size: 20px; font-weight: 400; }
.news-disclosure { max-width: 980px; margin: 27px 0 0; color: var(--muted); font-size: 14px; line-height: 1.6; }
.news-subhero { padding-block: clamp(85px, 9vw, 135px); }
.news-intro { display: grid; grid-template-columns: minmax(200px, .45fr) minmax(0, 1fr); gap: 60px; align-items: start; padding-block: 65px; border-bottom: 1px solid var(--rule); }
.news-edition { color: #795632; font-size: 13px; font-weight: 700; letter-spacing: .15em; text-transform: uppercase; }
.news-intro div p { margin: 13px 0 0; color: var(--muted); font-size: 15px; }
.news-intro > p { max-width: 800px; margin: 0; font: 26px/1.45 Georgia, "Times New Roman", serif; letter-spacing: -.018em; }
.news-feed { padding-block: 85px 120px; }
.news-feed-heading { margin-bottom: 44px; }
.news-feed-heading .eyebrow { color: #795632; }
.news-feed-heading h2 { margin: 0; font-size: clamp(42px, 4vw, 65px); line-height: 1.12; letter-spacing: -.04em; }
.news-feed-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.news-feature { min-height: 360px; }
.news-feature:first-child { grid-column: 1 / -1; min-height: 380px; background: var(--ink); border-top-color: var(--brass-light); color: var(--white); }
.news-feature:first-child .news-meta { color: var(--brass-light); }
.news-feature:first-child h3 { max-width: 920px; font-size: clamp(43px, 4.4vw, 68px); }
.news-feature:first-child > p:not(.news-meta) { color: #d0d7d4; }
.news-feature:first-child .source-link { border-color: rgba(255,255,255,.24); }
.news-feature:first-child .source-link:hover { color: var(--brass-light); }
.home-depth { background: #e9e7df; }
.home-depth-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 14px; }
.home-depth-grid a { display: flex; flex-direction: column; min-height: 310px; padding: clamp(26px,3vw,38px); border-top: 3px solid var(--brass); background: var(--white); text-decoration: none; }
.home-depth-grid a > span { color: #795632; font-size: 12px; font-weight: 700; letter-spacing: .12em; }
.home-depth-grid h3 { margin: 37px 0 15px; font-size: clamp(29px,2.7vw,41px); line-height: 1.15; letter-spacing: -.035em; }
.home-depth-grid p { margin: 0 0 27px; color: var(--muted); font-size: 16px; line-height: 1.65; }
.home-depth-grid strong { margin-top: auto; padding-top: 14px; border-top: 1px solid var(--rule); font-size: 12px; letter-spacing: .1em; text-transform: uppercase; }
.home-depth-grid a:hover h3, .home-depth-grid a:hover strong { color: #795632; }
.focus-card h3 a { text-decoration: none; }
.focus-card h3 a:hover { text-decoration: underline; text-decoration-color: var(--brass); text-underline-offset: 5px; }
/* Deep sector, research, inquiry, and analytical pages */
.depth-hero { padding-block: clamp(75px, 8vw, 125px); background: var(--ink); color: var(--white); }
.depth-hero-grid { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(240px, .6fr); gap: 50px; align-items: end; }
.depth-hero h1 { margin: 0; font-size: clamp(51px, 6vw, 92px); line-height: 1.07; letter-spacing: -.05em; }
.depth-hero h1 em { color: var(--brass-light); font-weight: 400; }
.depth-hero-grid > p { max-width: 420px; margin: 0 0 10px; color: #d0d7d4; font-size: 18px; line-height: 1.7; }
.private-hero { background: var(--ink); color: var(--white); border-top: 1px solid rgba(255,255,255,.12); }
.private-hero-inner { padding-top: clamp(82px, 9vw, 135px); }
.private-hero h1 { max-width: 1180px; margin: 0; font-size: clamp(55px, 8vw, 125px); line-height: 1.025; letter-spacing: -.057em; }
.private-hero h1 em { color: var(--brass-light); font-weight: 400; }
.private-hero-bottom { display: flex; justify-content: space-between; align-items: end; gap: 45px; padding-block: clamp(42px, 5vw, 77px); }
.private-hero-bottom p { max-width: 690px; margin: 0; color: #d0d7d4; font-size: clamp(18px, 1.7vw, 22px); line-height: 1.65; }
.private-hero-bottom .button { flex: none; }
.private-scope { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; border-top: 1px solid rgba(255,255,255,.25); padding-block: 22px 28px; }
.private-scope span { color: var(--brass-light); font-size: 12px; font-weight: 700; letter-spacing: .13em; }
.private-assets { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 14px; }
.private-assets article { display: flex; flex-direction: column; min-height: 440px; padding: clamp(28px, 3vw, 44px); border-top: 3px solid var(--brass); background: var(--white); }
.private-assets article > span { color: #795632; font-size: 12px; font-weight: 700; letter-spacing: .13em; }
.private-assets h3 { margin: 62px 0 19px; font-size: clamp(30px, 3vw, 44px); line-height: 1.13; letter-spacing: -.035em; }
.private-assets p { margin: 0 0 32px; color: var(--muted); font-size: 16px; line-height: 1.7; }
.private-assets a { margin-top: auto; padding-top: 16px; border-top: 1px solid var(--rule); font-size: 12px; font-weight: 700; letter-spacing: .08em; text-decoration: none; text-transform: uppercase; }
.private-assets a:hover { color: #795632; }
.private-process { display: grid; grid-template-columns: minmax(0,.9fr) minmax(0,1.1fr); gap: clamp(50px, 8vw, 130px); }
.private-process h2, .private-invitation h2 { margin: 0 0 24px; font-size: clamp(40px, 4.5vw, 67px); line-height: 1.1; letter-spacing: -.045em; }
.private-process > div > p:last-child, .private-invitation-grid > div:last-child p { max-width: 520px; color: var(--muted); font-size: 18px; line-height: 1.7; }
.private-process ol { margin: 0; padding: 0; list-style: none; border-top: 1px solid var(--ink); }
.private-process li { display: grid; grid-template-columns: 48px 1fr; gap: 24px; padding: 26px 0; border-bottom: 1px solid var(--rule); }
.private-process li > span { color: #795632; font: 21px Georgia,serif; }
.private-process li h3 { margin-bottom: 9px; font-size: 29px; line-height: 1.2; }
.private-process li p { margin: 0; color: var(--muted); line-height: 1.65; }
.private-invitation-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,.7fr); gap: clamp(40px, 8vw, 120px); align-items: center; }
.private-invitation-grid .button { margin-top: 15px; }
.depth-section { padding-block: clamp(78px, 9vw, 120px); }
.depth-tint { background: var(--cream); }
.depth-heading { display: grid; grid-template-columns: minmax(160px, .45fr) minmax(0, 1.55fr); align-items: start; gap: 50px; margin-bottom: 43px; }
.depth-heading > span { padding-top: 14px; color: #795632; font-size: 12px; font-weight: 700; letter-spacing: .15em; }
.depth-heading h2, .two-column-callout h2, .materials-grid h2, .depth-cta h2 { margin: 0; font-size: clamp(38px, 4.3vw, 64px); line-height: 1.13; letter-spacing: -.04em; }
.depth-card-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; }
.depth-card { display: flex; flex-direction: column; min-height: 345px; padding: clamp(28px, 3vw, 42px); background: var(--white); border-top: 3px solid var(--brass); text-decoration: none; }
.depth-card > span, .playbook-list article > span { color: #795632; font-size: 12px; font-weight: 700; letter-spacing: .14em; }
.depth-card h2 { margin: 48px 0 14px; font-size: clamp(31px, 3.1vw, 46px); line-height: 1.12; letter-spacing: -.035em; }
.depth-card p { max-width: 520px; margin: 0 0 30px; color: var(--muted); font-size: 16px; line-height: 1.65; }
.depth-card strong { margin-top: auto; padding-top: 15px; border-top: 1px solid var(--rule); font-size: 12px; letter-spacing: .12em; text-transform: uppercase; }
.depth-card:hover h2, .depth-card:hover strong { color: #795632; }
.two-column-callout, .materials-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,.78fr); gap: clamp(42px, 8vw, 130px); }
.two-column-callout > div:last-child p, .materials-grid p { max-width: 550px; margin: 0; color: var(--muted); font-size: 18px; line-height: 1.75; }
.two-column-callout .focus-cta { margin-top: 30px; }
.question-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 0; border-top: 1px solid var(--ink); }
.question-grid article { padding: 28px 27px 20px 0; }
.question-grid article + article { padding-left: 28px; border-left: 1px solid #c8c6bd; }
.question-grid article span { color: #795632; font-size: 13px; font-weight: 700; letter-spacing: .1em; }
.question-grid h3 { margin: 39px 0 12px; font-size: clamp(28px, 2.6vw, 39px); letter-spacing: -.035em; }
.question-grid p { color: var(--muted); line-height: 1.7; }
.materials-grid ul { margin: 2px 0 0; padding: 0; list-style: none; border-top: 1px solid var(--ink); }
.materials-grid li { padding: 16px 0; border-bottom: 1px solid var(--rule); font-weight: 700; }
.depth-cta { padding-block: 70px; background: var(--ink); color: var(--white); }
.depth-cta-grid { display: flex; justify-content: space-between; align-items: center; gap: 45px; }
.depth-cta p:last-child { max-width: 710px; margin: 21px 0 0; color: #d0d7d4; font-size: 17px; }
.depth-cta .button { flex: none; }
.criteria-list { border-top: 1px solid var(--ink); }
.criteria-row { display: grid; grid-template-columns: 50px minmax(210px,.75fr) minmax(0,1.2fr) 25px; gap: 27px; align-items: center; padding: 32px 0; border-bottom: 1px solid var(--rule); text-decoration: none; }
.criteria-row span { color: #795632; font-weight: 700; }
.criteria-row h3 { margin: 0; font-size: clamp(29px, 3vw, 44px); letter-spacing: -.035em; }
.criteria-row p { margin: 0; color: var(--muted); line-height: 1.6; }
.criteria-row b { font-size: 22px; font-weight: 400; }
.criteria-row:hover h3, .criteria-row:hover b { color: #795632; }
.playbook-list { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 13px; }
.playbook-list article { display: flex; flex-direction: column; min-height: 475px; padding: 36px 31px; border-top: 3px solid var(--brass); background: var(--white); }
.playbook-list h3 { margin: 38px 0 17px; font-size: clamp(28px, 2.6vw, 38px); line-height: 1.17; letter-spacing: -.035em; }
.playbook-list p { margin: 0 0 28px; color: var(--muted); line-height: 1.7; }
.playbook-list a { margin-top: auto; padding-top: 15px; border-top: 1px solid var(--rule); text-decoration: none; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .09em; }
.process-list { display: grid; grid-template-columns: repeat(4,1fr); gap: 14px; margin: 0; padding: 0; list-style: none; counter-reset: step; }
.process-list li { min-height: 230px; padding: 25px; background: var(--white); counter-increment: step; }
.process-list li:before { display: block; margin-bottom: 35px; content: '0' counter(step); color: #795632; font-size: 13px; font-weight: 700; }
.process-list strong { display: block; margin-bottom: 9px; font: 29px/1.13 Georgia,serif; }
.process-list span { color: var(--muted); font-size: 15px; line-height: 1.6; }
.depth-article { display: grid; grid-template-columns: minmax(180px,.42fr) minmax(0,1fr); gap: clamp(40px, 8vw, 135px); padding-block: clamp(75px, 9vw, 130px); }
.article-meta { color: #795632; font-size: 12px; font-weight: 700; letter-spacing: .13em; text-transform: uppercase; }
.article-meta span { display: block; margin-bottom: 14px; }
.article-back { display: inline-block; margin-top: 16px; color: var(--ink); text-decoration: none; letter-spacing: .06em; }
.article-back:hover { color: #795632; text-decoration: underline; text-underline-offset: 5px; }
.article-body { max-width: 860px; }
.article-body h2 { margin: 0 0 17px; font-size: clamp(34px, 3.7vw, 54px); line-height: 1.17; letter-spacing: -.037em; }
.article-body p { margin: 0 0 52px; color: var(--muted); font-size: 19px; line-height: 1.8; }
.article-source { border-top: 1px solid var(--ink); padding-top: 23px; }
.article-source strong { display: block; margin-bottom: 10px; color: #795632; font-size: 12px; letter-spacing: .13em; text-transform: uppercase; }
.article-source a { text-underline-offset: 5px; }
.article-source p { margin: 18px 0 0; font-size: 14px; }
.article-source .source-address { overflow-wrap: anywhere; font-size: 13px; }
.article-source .focus-cta { margin-top: 29px; }
.report-facts { margin: 0 0 58px; padding: 0; list-style: none; border-top: 1px solid var(--rule); }
.report-facts li { padding: 19px 0; border-bottom: 1px solid var(--rule); color: var(--muted); font-size: 18px; line-height: 1.65; }
.perspective-section { padding-top: 85px; }
.perspective-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 13px; }
.perspective-card { display: flex; flex-direction: column; padding: 30px; min-height: 360px; background: var(--white); border-top: 3px solid var(--ink); }
.perspective-card span { color: #795632; font-size: 12px; font-weight: 700; letter-spacing: .1em; }
.perspective-card h3 { margin: 42px 0 13px; font-size: clamp(29px, 2.6vw, 38px); line-height: 1.15; letter-spacing: -.03em; }
.perspective-card p { color: var(--muted); line-height: 1.6; }
.perspective-card a { margin-top: auto; border-top: 1px solid var(--rule); padding-top: 16px; text-decoration: none; font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.inquiry-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 16px; align-items: start; }
.inquiry-form, .lab-form, .lab-results { min-width: 0; padding: clamp(27px, 3vw, 44px); background: var(--white); border-top: 3px solid var(--brass); }
.form-index, .lab-heading > span { color: #795632; font-size: 12px; font-weight: 700; letter-spacing: .14em; }
.inquiry-form h2, .lab-heading h2 { margin: 18px 0 13px; font-size: clamp(34px, 3vw, 46px); letter-spacing: -.035em; }
.inquiry-form > p { color: var(--muted); line-height: 1.7; }
.inquiry-form label, .lab-fields label, .inquiry-output label { display: block; margin: 19px 0 0; font-size: 14px; font-weight: 700; }
.inquiry-form input, .inquiry-form select, .inquiry-form textarea, .lab-fields input, .inquiry-output textarea { display: block; width: 100%; min-height: 49px; margin-top: 7px; padding: 12px; border: 1px solid #b9c0bf; border-radius: 0; background: #fff; color: var(--ink); font: 16px/1.4 Arial,sans-serif; }
.inquiry-form textarea, .inquiry-output textarea { resize: vertical; }
.inquiry-form :is(input,select,textarea):focus-visible, .lab-fields input:focus-visible { outline: 2px solid #795632; outline-offset: 2px; }
.inquiry-form .button { margin-top: 25px; cursor: pointer; background: transparent; font: 700 12px Arial,sans-serif; }
.inquiry-form .form-help { margin: 15px 0 0; font-size: 13px; }
.inquiry-output { margin-top: 18px; padding-top: 15px; border-top: 1px solid var(--rule); }
.inquiry-output .form-status { margin: 0; font-size: 14px; }
.inquiry-output .send-draft { display: inline-flex; margin-top: 17px; padding: 13px 16px; background: var(--ink); color: var(--white); font-size: 13px; font-weight: 700; letter-spacing: .07em; text-decoration: none; text-transform: uppercase; }
.inquiry-output .send-draft:hover { background: #795632; }
.inquiry-output .form-destination { display: block; margin-top: 10px; color: var(--muted); font-size: 13px; overflow-wrap: anywhere; }
.inquiry-output .copy-message { margin: 13px 12px 12px 0; padding: 10px 14px; border: 1px solid var(--ink); background: transparent; font-weight: 700; cursor: pointer; }
.inquiry-output .email-link { color: #795632; font-size: 14px; }
.lab-layout { display: grid; grid-template-columns: minmax(0,.92fr) minmax(0,1.08fr); gap: 16px; align-items: start; }
.lab-fields { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 0 16px; }
.lab-fields label span { display: block; color: var(--muted); font-size: 12px; font-weight: 400; }
.lab-assumption { margin: 24px 0 0; color: var(--muted); font-size: 13px; line-height: 1.6; }
.lab-results { background: var(--ink); color: var(--white); border-top-color: var(--brass-light); }
.lab-results .lab-heading > span { color: var(--brass-light); }
.lab-primary { margin-top: 22px; padding: 24px 0; border-top: 1px solid rgba(255,255,255,.28); border-bottom: 1px solid rgba(255,255,255,.28); }
.lab-primary span, .lab-primary small { display: block; color: #d0d7d4; }
.lab-primary strong { display: block; margin: 2px 0; color: var(--brass-light); font: clamp(40px, 4vw, 61px)/1.15 Georgia,serif; }
.lab-result-grid { display: grid; grid-template-columns: repeat(2,1fr); }
.lab-result-grid div { min-width: 0; padding: 20px 15px 19px 0; border-bottom: 1px solid rgba(255,255,255,.17); }
.lab-result-grid div:nth-child(even) { padding-left: 16px; border-left: 1px solid rgba(255,255,255,.17); }
.lab-result-grid span { display: block; color: #d0d7d4; font-size: 13px; }
.lab-result-grid strong { display: block; margin-top: 5px; overflow-wrap: anywhere; font: clamp(24px, 2.4vw, 34px)/1.2 Georgia,serif; }
.lab-sensitivity h3 { margin: 26px 0 8px; font-size: 24px; }
.sensitivity-row { display: flex; justify-content: space-between; gap: 20px; padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,.17); }
.sensitivity-row strong { font-weight: 700; }
.lab-sensitivity small { display: block; margin-top: 13px; color: #c4cdca; line-height: 1.5; }
.lab-error { margin: 15px 0; padding: 10px; color: #3b210e; background: #f8ddbd; }
.lab-disclosure { max-width: 1000px; margin-top: 36px; color: var(--muted); font-size: 14px; line-height: 1.7; }
.lab-disclosure strong { color: var(--ink); }
.lab-disclosure p { margin: 8px 0 0; }
.lab-disclosure .focus-cta { margin-top: 24px; }
@media (max-width: 1050px) and (min-width: 701px) {
  .header-inner { flex-wrap: wrap; padding-block: 18px; }
  .main-nav { width: 100%; justify-content: space-between; }
}
@media (max-width: 950px) {
  .private-assets { grid-template-columns: 1fr; }
  .private-assets article { min-height: 0; }
  .private-assets h3 { margin-top: 34px; }
  .private-process { grid-template-columns: 1fr; }
  .footer-inner { flex-wrap: wrap; padding-block: 26px; }
  .footer-small { text-align: left; }
  .hero-grid { min-height: 680px; }
  .hero-copy { width: min(88%, 730px); padding: 85px 0 90px; }
  .hero-media { inset: 0 calc((100vw - 100%)/-2); }
  .hero-media:after { background: linear-gradient(90deg, rgba(23,37,45,.98), rgba(23,37,45,.77) 60%, rgba(23,37,45,.35)); }
  .section-head { grid-template-columns: 1fr; gap: 35px; }
  .platform-heading { grid-template-columns: 1fr; gap: 25px; }
  .platform-card { padding: 26px; min-height: 410px; }
  .platform-card h3 { margin-top: 45px; }
  .method { grid-template-columns: 1fr; }
  .method-media { min-height: 520px; }
  .method-copy { padding: 80px max(5vw, 34px); }
  .service-row { grid-template-columns: 65px 1fr; gap: 20px 30px; }
  .service-row .service-detail { grid-column: 2; }
  .service-row ul { margin-top: -10px; }
  .news-card { padding: 25px; }
  .news-card h3 { margin-top: 35px; }
  .depth-hero-grid, .depth-heading, .two-column-callout, .materials-grid, .depth-article { grid-template-columns: 1fr; gap: 27px; }
  .depth-hero-grid > p { max-width: 700px; }
  .question-grid, .playbook-list, .perspective-grid { grid-template-columns: 1fr; }
  .question-grid article + article { border-left: 0; border-top: 1px solid #c8c6bd; padding-left: 0; }
  .playbook-list article { min-height: 0; }
  .process-list { grid-template-columns: repeat(2,1fr); }
  .home-depth-grid { grid-template-columns: 1fr; }
  .home-depth-grid a { min-height: 0; }
  .market-heading { align-items: start; flex-direction: column; gap: 17px; }
  .market-heading > p { max-width: 650px; }
}
@media (max-width: 700px) {
  .live-reference > div:first-child { grid-template-columns: 1fr; gap: 14px; }
  .private-home-grid, .private-invitation-grid { grid-template-columns: 1fr; }
  .private-hero-bottom { display: block; }
  .private-hero-bottom .button { margin-top: 29px; }
  .private-scope { grid-template-columns: repeat(2,1fr); gap: 15px; }
  .container { width: calc(100% - 44px); }
  .header-inner { min-height: 0; padding-block: 18px 14px; flex-wrap: wrap; gap: 16px; }
  .brand img { width: 37px; height: 37px; }
  .brand-name { font-size: 11px; }
  .brand-name small { font-size: 10px; }
  .main-nav { width: 100%; display: grid; grid-template-columns: repeat(2, 1fr); gap: 10px 18px; padding-top: 12px; border-top: 1px solid rgba(255,255,255,.16); }
  .main-nav a { font-size: 12px; }
  .main-nav a:nth-child(even) { text-align: right; }
  .main-nav .nav-contact { grid-column: 2; justify-self: end; }
  .hero-grid { min-height: 590px; }
  .hero-copy { width: 100%; padding-block: 80px 105px; }
  .hero h1 { font-size: clamp(48px, 11.6vw, 68px); }
  .hero-lede { margin-bottom: 32px; }
  .hero-media { inset: 0 -22px; }
  .hero-media img { object-position: 58% center; }
  .hero-media:after { background: linear-gradient(90deg, rgba(23,37,45,.96), rgba(23,37,45,.67)), linear-gradient(0deg, rgba(23,37,45,.62), transparent 45%); }
  .hero-media-label { right: 22px; bottom: 18px; font-size: 10px; }
  .hero-actions { gap: 22px; }
  .hero-foot { grid-template-columns: 1fr; padding-block: 6px; }
  .hero-foot div { min-height: 52px; }
  .hero-foot div + div { border-left: 0; padding-left: 0; border-top: 1px solid rgba(255,255,255,.16); }
  .section { padding-block: 77px; }
  .intro p { font-size: 17px; }
  .platform-heading h2 { font-size: clamp(40px, 10vw, 60px); }
  .platform-grid { grid-template-columns: 1fr; }
  .platform-card { min-height: 0; padding: 31px 27px; }
  .platform-card h3 { margin: 32px 0 15px; }
  .platform-card p { margin-bottom: 31px; }
  .focus-top { display: block; margin-bottom: 35px; }
  .focus-top p { margin-top: 18px; }
  .focus-grid { grid-template-columns: 1fr; }
  .focus-card, .focus-card:nth-child(4), .focus-card:nth-child(5) { grid-column: auto; min-height: 0; padding: 26px 0 29px; border-left: 0; }
  .focus-card:nth-child(3n+2), .focus-card:nth-child(3n+3), .focus-card:nth-child(5) { padding-left: 0; border-left: 0; }
  .focus-card h3 { margin-top: 17px; }
  .method-media { min-height: 380px; }
  .method-copy { padding: 76px 22px 85px; }
  .contact-grid, .subhero-grid, .services-note-grid { grid-template-columns: 1fr; gap: 36px; }
  .contact-right { justify-self: start; }
  .contact-section h2 { font-size: clamp(43px, 10vw, 64px); }
  .rate-grid { grid-template-columns: 1fr; }
  .rate-card-head p { min-height: 0; }
  .ticker-heading { align-items: start; flex-direction: column; gap: 8px; }
  .ticker-heading small { display: block; margin: 4px 0 0; }
  .footer-inner { align-items: flex-start; flex-direction: column; padding-block: 34px; gap: 21px; }
  .footer-small { text-align: left; }
  .subhero { padding-block: 80px 87px; }
  .subhero h1 { font-size: clamp(52px, 11vw, 72px); }
  .services-intro { padding-block: 68px; }
  .services-intro p { font-size: 23px; }
  .service-row { grid-template-columns: 1fr; gap: 14px; padding-block: 41px; }
  .service-row .service-detail { grid-column: auto; }
  .service-row ul { margin-top: 0; }
  .service-list { padding-bottom: 65px; }
  .news-heading { display: block; margin-bottom: 33px; }
  .news-heading .focus-cta { margin-top: 28px; }
  .news-grid, .news-feed-grid, .news-intro { grid-template-columns: 1fr; }
  .news-card, .news-feature, .news-feature:first-child { min-height: 0; padding: 29px 25px; }
  .news-card h3, .news-feature h3 { margin-top: 32px; }
  .news-feature:first-child { grid-column: auto; }
  .news-intro { gap: 27px; padding-block: 48px; }
  .news-intro > p { font-size: 23px; }
  .news-feed { padding-block: 66px 85px; }
  .depth-card-grid, .inquiry-grid, .lab-layout { grid-template-columns: 1fr; }
  .depth-card { min-height: 0; }
  .depth-card h2 { margin-top: 30px; }
  .depth-cta-grid { align-items: flex-start; flex-direction: column; }
  .criteria-row { grid-template-columns: 34px 1fr 20px; gap: 11px; }
  .criteria-row p { grid-column: 2; }
  .criteria-row b { grid-column: 3; grid-row: 1; }
  .process-list { grid-template-columns: 1fr; }
  .process-list li { min-height: 0; }
  .perspective-section { padding-top: 60px; }
  .lab-fields { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .treasury-head { align-items: flex-start; flex-direction: column; }
  .treasury-rates { grid-template-columns: 1fr; }
  .treasury-tenor { display: grid; grid-template-columns: 1fr auto; align-items: baseline; column-gap: 12px; }
  .treasury-tenor strong { grid-column: 2; grid-row: 1; margin-top: 0; }
  .treasury-tenor small { grid-column: 1 / -1; min-height: 0; }
  .treasury-tenor > div { grid-column: 1 / -1; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } .main-nav a, .button { transition: none; } }